Saturday, June 28, 2008

Home Efficiency

Mission statement options:

Create an environment that leads to the development of healthy and loved children who feel special and loved every day. Have a home that adds strength to relationships between family, friends and the community.

Create an environment that encourages the individual talents of all members and rewards teamwork and unity.

Some families have a mantra. What is your mantra?
Businesses and organizations have mission statements. Why not have a mission statement in our homes?

Have a great weekend!

Wednesday, June 25, 2008

The Day of Reckoning

Do you remember the day of reckoning in the Game of Life? When you get your credit card statement, does it feel like the day of reckoning? Does the full amount due determine if you stayed in the black for the month? Do you currently know how much you owe on your credit cards?

Many if not most major credit cards have on line access to your current balance, current entries and the current statement. When you go on line to view your bank account you might be able to view your most recent credit card entries also.

Decide how much money you can put on your credit card each month and still be able to pay your balance in full. When you get to that amount either use cash or checks to pay for new purchases. Don't continue to use your credit card if you can't pay off the balance.

Tuesday, June 24, 2008

Do You Have A Passion for Decorating?

I attended a very good class regarding color instructed by an interior designer.
Here are some tidbits of information that she shared with us.

The neutral colors are white, black, gray and green. Brown would also be included in the neutral colors.
Warm colors tend to make a room look large while cool colors would make a room look smaller.
Shades of color (hue) are mixed with black and gray. Tints are mixed with white.
Use warm tones in the downstairs. Use cool colors in the upstairs.
Windows that open to the north rec. cold and harsh light.
Southern exposure rooms rec. warm light all day long that changes throughout the day and the year.
East rec. sunlight first thing in the morning while west rec the sun during the hottest part of the day (red).
Use a foam tag for painting samples and move the samples around the room at different times of day for at least a week.
Recommendations for shades -cellular shades -have woodwork showing
Magazine -Ballard Designs

Colors to use in rooms
Red -Dining room -stimulate appetite
Peach, Pale Orange -expansive, dining room, kitchen, family room and bathroom
Yellow -warm, uplifting, joyful -use in hallways, kitchen, dining room and living room
Green -life, rebirth (both a cool and warm color) tranquil
Blue -awareness, unity and balance -use in bedrooms, main bathroom if it does not compete with skin tone
Indigo -stimulate learning, sensual, peaceful, magical -use in a library, study or den
Violet -nature, light waves, contrasting rooms, romantic, cool powerful, bedrooms

Lighting -recommend GE Reveal Lights

White recommendations -dove white and decorator white

Color schemes include -monochomatic, complementary (opposing), analogous (next to) and triad (evenly spaced on color wheel)

Monday, June 16, 2008


Life Management
Be ready to reenter job market and handle all family responsibilities.
Update Resume
Create in case of emergency items

Digital Video and Photography
Put digital pictures and video into a usable format to share with others.

Basement Organization
Turn basement into usable space for family to use as a family room.

Debt Reduction
Pay down all debts to eliminate debts in the shortest time possible. Start saving additional money once debts are paid.

Home Maintenance - Outside
Have a nice appearance outside.

Travel - Family
Plan trips for family in advance. Utilize any savings possible for hotel, air, car, meals and entertainment. Reduce spending for meals when traveling.

Sunday, June 8, 2008

House Swapping

Interesting concept. I read about it in Tara Road. In the US, typical places to house swap to are California, Florida and New York. I am sure there are other places that are of interest also. Now this concept has been taken a step further to "swapping homes for good". It still looks like a real estate transaction to me. Although certainly a unique transaction. I think this would work better when the homes are priced similarly. Would you be interested in buying the home of the person that is buying your home if it is the home and the location that you desire?

Many times people are upgrading or downsizing or relocating due to employment, education, family etc. What are your thoughts?

I found this book in July 2006

Mother's Manual Copyright 1941 Page 51

"To Her Infant in Heaven"


"My darling (mention child's name), now in joy before the throne of God, you are close to God, and in your spotless innocence which He loves, you can speak to Him with a voice that He will surely heed. You are still my little baby and will surely regard the prayers of your mother, who bore you. I address then my petitions to you. Intercede for me and obtain the favor that I here ask as a mother from her child who stands before the throne of God (here mention petition). But if what I here ask is not for the glory of God and the good of souls, do you obtain then what is most conducive to both. Amen."

Wednesday, June 4, 2008

Monday, June 2, 2008

House Buying in a Slow Economy

We stopped by an open house in our neighborhood. The real estate agent said that it was a good time to buy for those that were first time home buyers and for those moving to a larger house. 1st time home buyers were obvious. They would not need to sell their home in a slower economy but the buyers that were upgrading, I was surprised.
It appears to me that many people buying homes currently will need to stay in them for awhile to see any profit. For those selling homes right now they might not see any profit if they purchased the home recently.
Many homes have inflated prices right now. The homes are still coming down in price. The real estate agent's comments were very alluring to upgrade now. She thought that the people that would be losing money would be the people that were not going to re buy. She might be right that it is a good time to buy regardless of your situation. Only time will tell.