A couple years back, Americans were afraid to open their retirement savings statements for fear of knowing how much they lost. Was that true? Wouldn't you want to know if your statement said zero? Is now the time to revisit those statements and try to pick up the pieces? Many people reported that their retirement accounts were not as much as they anticipated and they would need to work for a longer amount of time.
How can we learn from the turmoil of the last few years? Are we ready for more risky investments or should we stay with small but practically guaranteed returns? Should we continue to be risk averse?
Normally it is a good time to buy when markets are down if there is going to be an upswing in the near future. Has the economy rebounded enough to start investing again?