Challenge: Can we spend less than $X,000 per month?

For example:
$7,000 -Yes
$6,000 -Maybe
$5,000 -No

HOME
Mortgage
Snowball
Insurance
Lawn Care
Improvements
Repairs
Furniture
Decor Items
Landscaping
Pest Control

UTILITIES
Cable
Phone
Cell Phone Plans
Cable Modem for Internet
Oil
Sewer / Trash Pickup
Electric

CAR
Car Payments
Insurance
Inspections
Registrations
Maintenance
Gas
Repairs

SCHOOL
Tuition
Snacks
Lunch
Uniforms
Shoes
Gym Uniforms
Class Pictures
Class Trips
Holiday Parties (Halloween, Thanksgiving, Christmas, Valentines, St. Patty's
Day, Easter, End of the year parties)
Technology Fee
Supply Fee
Fund Raisers
School Supplies (backpacks, lunch bags, stationary)
Presents for Teachers

MEDICAL
Medical Plans
Flexible Spending Plans
Co-Pays
Pharmacy
Medical Products
Hospital Co-Pays

HOLIDAYS (Christmas, Thanksgiving, Easter)
Decorations
Food
Drinks
Holiday Cards
Stamps
Presents

BIRTHDAY CELEBRATIONS
Decorations
Food
Drinks
Presents
Party Games
Birthday celebrations outside the home

RELIGIOUS EVENTS

CHRISTENINGS
Presents
Food
Outfits
Decorations
Invitations

YOUNG CHILDREN (NOT POTTY TRAINED)
Diapers
Wipes
Burp Cloths
Bottles
Formula (1st Year)
Car Seats

FOOD
Dining Out
Take Out
Fast Food
Breakfast
Lunch
Dinner
Snacks
Drinks
Desserts

CLOTHES
Casual
Formal
Work
Shoes
Bathing Suits

PERSONAL CARE
Hair Cuts
Personal Care products

HEALTH CLUB / SWIM CLUB
Memberships

PETS
Food
Checkups
Tests
Grooming
Vacation Pet Care

VACATIONS
Travel
Hotel /Accommodations
Meals
Amusements
Entertainment
Souvenirs

TECHNOLOGY
Computer upgrades
Printer
Television
Paper
Ink

VIDEO AND PHOTOGRAPHY
Cameras
Film
Developing
Printing
Paper
Albums

DONATIONS
Church
Charities

CHILD CARE
Babysitting
Toys
Videos

PROFESSIONAL MEMBERSHIPS

CONTINUING EDUCATION

SPORTS
Registration Fees
Uniforms
Pictures
Snacks for teams
Tuition Fees
Equipment

ENTERTAINMENT
Movies
Admissions
Seasonal Supplies
Books
Music