1) H not reading emails that I send
2) Kids do not do housework
3) Don't have a chef
4) Snow exists on sidewalks, porchs and driveways
5) They do not make diapers backwards for the child that insists on lying on their stomach during diaper changes.
6) Home heating oil is expensive
Monday, March 2, 2009
Sunday, February 15, 2009
$50 Day
Plans for the Day
Lots of people plan the events of a day but do we really plan the $ cost of the day. Yesterday, I left the house with an event plan but not a spending plan.
Basketball
-snacks for three $3
Library (free)
-ordered books, rented 3 DVDs, 2 games and 5 books
Lunch
-fast food for three $12
Gas
-$38
So everything was spent on fuel (gasoline and food).
Happy V day!
Lots of people plan the events of a day but do we really plan the $ cost of the day. Yesterday, I left the house with an event plan but not a spending plan.
Basketball
-snacks for three $3
Library (free)
-ordered books, rented 3 DVDs, 2 games and 5 books
Lunch
-fast food for three $12
Gas
-$38
So everything was spent on fuel (gasoline and food).
Happy V day!
Sunday, February 1, 2009
2nd Look at Monthly Expenses
New
Storage Unit $60
Increased
Savings for Tuition / Pool $120 a week (needs to increase)
Babysitting $200
Credit Cards $1900 (no financing) 2nd card $320 average
Church Donations $560
Mortgage $1200, $2000, $300 (interest and some principal)
Maintained
Savings $40 a week (160)
Auto Insurance $200
Groceries $600
Electric / Gas -not clear on average yet
Eliminated
Cleaning (not currently)
Snowball payment
Water (in the process) -well water
Decreased
ATM withdrawals $20
Storage Unit $60
Increased
Savings for Tuition / Pool $120 a week (needs to increase)
Babysitting $200
Credit Cards $1900 (no financing) 2nd card $320 average
Church Donations $560
Mortgage $1200, $2000, $300 (interest and some principal)
Maintained
Savings $40 a week (160)
Auto Insurance $200
Groceries $600
Electric / Gas -not clear on average yet
Eliminated
Cleaning (not currently)
Snowball payment
Water (in the process) -well water
Decreased
ATM withdrawals $20
Thursday, January 15, 2009
Food for Daughter
Today daughter ate cantaloupe, hard boiled egg with mustard and maynaise, raisins and crackers. Interesting breakfast!
Tuesday, December 16, 2008
Sunday, November 16, 2008
Being a Seller
How can sellers avoid bringing $ to closing?
Shudder to think you are paying the buyer to take the house.
Hmm. There is an interesting website that says Sell Your House in 7 days.
http://www.sellyourhousein7days.com/
If you put your house on the market at a low price do you need to go lower b/c the buyer always wants to negotiate or do you stay firm with your price? 250K would enable a buyer to see the listing if he / she was looking in the 250K plus range and the 250K minus range. What about the appeal of 99s? 299 vs 300. Which would you be more interested in? Does 299K make it more likely that someone looking 300K or above will miss your house? Probably not. The buyers probably have maximum limits but are more flexible with their minimums. Never saw a buyer who would not agree to pay less.
Shudder to think you are paying the buyer to take the house.
Hmm. There is an interesting website that says Sell Your House in 7 days.
http://www.sellyourhousein7days.com/
If you put your house on the market at a low price do you need to go lower b/c the buyer always wants to negotiate or do you stay firm with your price? 250K would enable a buyer to see the listing if he / she was looking in the 250K plus range and the 250K minus range. What about the appeal of 99s? 299 vs 300. Which would you be more interested in? Does 299K make it more likely that someone looking 300K or above will miss your house? Probably not. The buyers probably have maximum limits but are more flexible with their minimums. Never saw a buyer who would not agree to pay less.
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