Monday, June 2, 2008

House Buying in a Slow Economy

We stopped by an open house in our neighborhood. The real estate agent said that it was a good time to buy for those that were first time home buyers and for those moving to a larger house. 1st time home buyers were obvious. They would not need to sell their home in a slower economy but the buyers that were upgrading, I was surprised.
It appears to me that many people buying homes currently will need to stay in them for awhile to see any profit. For those selling homes right now they might not see any profit if they purchased the home recently.
Many homes have inflated prices right now. The homes are still coming down in price. The real estate agent's comments were very alluring to upgrade now. She thought that the people that would be losing money would be the people that were not going to re buy. She might be right that it is a good time to buy regardless of your situation. Only time will tell.

Wednesday, May 28, 2008

Car buying = rocket science

Car buying = rocket science. I did not know that. Correctly reading and understanding the ads has to do with the rocket science.

Attempt 1:
Lease Price: $243 per month
Apparently this is just a number. On top of that we need to add back the information on the purchace side of the ad. $400 recent college grad and $600 stimulus check.

Attempt 2:
Purchase Price: $21K plus $400 for recent college grad
Nope this one we need to add back the $1500 b/c we want the low financing option.

On a positive note.
Some dealerships have special pricing for AAA members.

Tuesday, May 27, 2008

buying used

It is a real struggle to get out of the leasing mode and buying a used car. Too bad that fits better into our finances.

Monday, May 26, 2008

car purchases

Apparently it is cheaper to buy cars than to lease and it is cheaper to buy used then to buy new. There is such a discrepancy b/w the interest rate of new cars and used cars. Cars being considered are the Chevy, Toyota and Honda.

Sunday, May 11, 2008

The Birthday Girl

This month our daughter turns 1! Yeah.
Dear daughter,
You are a vision of loveliness. Everyone says how pretty your smile is when they see you. I hope you always feel special and loved.
Love,
Mommy

Happy Mother's Day to everyone

Happy Mother's Day. Hope everyone had a wonderful day!

Friday, May 2, 2008

For those of you who have experienced miscarriages; your children are not forgotten

I saw this and thought it was appropriate.

"No farewell words were spoken,
No time to say goodbye,
You were gone before we knew it,
And only God knows why."

There was also a reference to Isaiah 49: 15-16